TERMS OF USE AND PRIVACY POLICY

TERMS OF USE

The following Terms Of Use (“Terms of Use”) govern the use of this website (“Website”) operated by NorthAmericanTerminals. (“NorthAmericanTerminals”, “we”, or “us”).  By using this Website, you accept and agree to the Terms of Use.  if you cannot agree to these Terms of Use, you may not use this website.

These Terms of Use apply to your use of any and all websites owned or operated by N.A Terminals. Unless we say otherwise, all references to the N.A Terminals sites in these terms and conditions include all such sites. These terms and conditions do not apply to your use of third-party sites to which any of the N.A Terminals websites only links.

The original contents of this Website are the property of N.A Terminals, and are protected by copyright, trademark, and other applicable statutes and regulations.  The Website also employs the use of third-party materials, the names, images, and descriptions of which are the property of their respective owners.

Materials within the Website may be only accessed for your own personal or business use. You agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create works from such materials or content, or in any way exploit the material or content of this Website. This means you may download copies of posted materials for personal or business use only, so long as you neither change nor delete any trademark, copyright, or other notices. Any other reproduction, copying, redistribution, or mirroring of any Website materials is strictly prohibited.

These Terms of Use apply only to this Website, and not to the websites of any other companies or organizations, including those to which this Website may link. We do not endorse or take responsibility for the availability, contents, advertising, products, or other materials of any other website. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage caused or alleged to have been caused to you in connection with your use of, or reliance upon, any content, goods, or services available on any other website.

The services, products, information, materials, and functionality of this Website are provided AS IS and without warranties of any kind, either express or implied, including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus or other harmful components. N.A Terminals does not warrant the accuracy, adequacy, completeness, or timeliness of information, materials, products, and services, or functionality or use of this Website.

We will, under no circumstances, be liable for any damages, losses, or liabilities including without limitation, direct or indirect, incidental or consequential damages, losses, or liabilities, in connection with your use of this Website or your reliance on or use or inability to use the information, materials, products, services, or functionality on this site, or in connection with any failure of performance, error, omission, interruption, defect, delays in operation or transmission, computer virus or line or system failure, even if N.A Terminals is advised of the possibility of such damages, losses, or expenses.

N.A Terminals is committed to protecting the security of our users, and uses industry-standard security technologies during the transfer and receipt of customer data through the Website. Given that no data transmission over any network can be guaranteed to be fully secure, we cannot guarantee the security of any information you transmit using our Website, and such transmission is at your own risk. We do not assume responsibility for any use or disclosure of your information resulting from unauthorized or illegal access to our systems or those of our vendors.

N.A Terminals is not responsible for the content of third-party sites linked from this Website, nor does it guarantee the products or services offered on third-party websites. Your use of such links is at your own risk. Please review the privacy policy of any third-party websites before providing personal or confidential information.

Your use of this Website is governed by the State of New Jersey and applicable federal laws.

By using any of the N.A Terminals sites, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, do not use this website.

N.A Terminals reserves its right, at its discretion, to update or revise these Terms of Use. You should check these terms and conditions periodically for changes. By using this Website after any changes to these Terms of Use are posted, you agree to accept those changes, regardless of whether you have reviewed them.

If you have a question or comment regarding these Terms of Use, please use the Contact Us link on the Website.

PRIVACY POLICY

The following Privacy Policy (“Privacy Policy”) governs the this website (“Website”) operated by North American Terminals. (“N.A Terminals”, “we”, or “us”). 

This Privacy Policy applies to any and all websites owned or operated by N.A Terminals. Unless we say otherwise, all references to the N.A Terminals sites in this Privacy Policy include all such sites. This Privacy Policy does not apply to any unaffiliated sites to which any of the N.A Terminals sites only links

N.A Terminals is committed to safeguarding the privacy and security of the information we collect. This Privacy Policy explains the policies we follow with respect to the handling of information collected by N.A Terminals through our Websites.

N.A Terminals customers are businesses and other commercial enterprises desiring to accept credit or debit cards as payment for goods or services. N.A Terminals does not have direct relationships with, or collect information directly from, individual consumers other than in their capacity as owners or operators of a business or other commercial enterprise. N.A Terminals does not provide services for consumer or personal purposes. The transaction information we receive from our customers may include personal financial information, such as names, addresses, and credit/debit card account numbers and expiration dates. N.A Terminals understands that such information is sensitive and takes appropriate steps to protect the confidentiality and security of all information it collects in accordance with this Privacy Policy.

When you browse N.A Terminal’s website, we may collect information regarding the domain and host from which you access the internet, the internet protocol address of the computer or internet service provider you are using, and anonymous statistical site data. In addition, we may collect information that you voluntarily provide us via online forms and questionnaires, including information you may provide about your business.

N.A Terminals website is intended for commercial use only, and we collect, retain and use information about visitors to our websites only for specific business purposes, including: (i) to respond to requests for information about our products and services, (ii) to administer the website or improve site performance, (iii) to provide customer support, (iii) for security purposes and to combat fraud (iv) to generate broad statistical and demographic information, and (v) to comply with certain laws, regulations, and card association rules and regulations.

When you link to N.A Terminal’s website from the website of any third-party advertiser, we may receive information about you from such third-party, including your contact information and information stored in “cookies” on such third-party’s website. Please check the privacy policy of these websites concerning what information may be collected by the third-party and shared with N.A Terminals. Such information is used by us only for the purposes set forth above with respect to information collected directly from you at our own website.

When you complete and submit a form on our website, send us an e-mail, send us a fax, or contact us by telephone to solicit information about our services or the company in general, N.A Terminals may store the inquiries and their contents. Information you submit via an inquiry is collected only with your knowledge and active participation, and may be used by N.A Terminals to respond to your inquiries, to contact you, to inform you of services of N.A Terminals or its partners that may be of use to you, and for similar business purposes. Information collected during the course of an inquiry will not be sold or otherwise disclosed to any third party; provided that such information may be shared internally for the business purposes set forth above.

When you submit an application to obtain a merchant account, you will be required to provide us with certain information about your business, as well as its owners and officers, who may also be guarantors of the Merchant’s obligations. N A Terminals may also obtain and store information about the merchant, and its officers, owners, and guarantors, from credit reporting agencies, financial institutions, and other entities. N.A Terminals may use, retain, and disclose this information to comply with applicable federal laws or regulations or to evaluate your eligibility for a merchant account N.A Terminals may also use your information to contact you about other N A Terminals offerings and services.

N A Terminals may also use or disclose your information to third parties for purposes of facilitating and completing merchant-initiated or authorized transactions, complying with federal, state and local laws, preventing fraud, or providing information on company developments, to offer products and services that may be of interest to you, or as otherwise may be permitted or required by applicable statutes or regulations.

N.A Terminals has implemented various measures designed to ensure the security and confidentiality of customer data, protect against anticipated threats or hazards to the security or integrity of such data, and guard against unauthorized access or use of such data. Such measures may include, among others, encryption, physical access security, and other appropriate technologies. N.A Terminals continually reviews and enhances its security systems, as it deems necessary.

The N.A Terminals website may create a small data file, or “cookie”, on the hard drive of your computer in order to retain information that is used by our website. N.A Terminals uses cookies for a number of purposes, including to (a) access your information when you “sign in”, so that we can provide you with customized content; (b) conduct research to improve N.A Terminals content and services; and (c) require re-entry of passwords after a certain period of time has elapsed to protect against unauthorized account access.

N.A Terminals also may use cookies to track advertising leads and campaigns from banner advertisements, third-party ad services, and third-party optimization services. N.A Terminals may employ third-parties to track and report performance of advertising and marketing campaigns to and from NA Terminals Websites and third-party Websites. These companies may also set cookies and use related tracking technology, which may be used to collect and store information about user visits, such as the user’s anonymous cookie ID, page visits and duration, and the specific ad or link that the user clicked to visit the site. No personally identifiable information is stored through these methods, and the user activity is only reported to us in aggregate form.

North American Terminals reserves the right to change this Privacy Policy without notice at any time and from time to time, as needed.  If you have a question or comment regarding this Privacy Policy, please use the Contact Us link on the Website.